Top 10 Low Interest Credit Cards

Low Interest Credit CardsWe’ve compiled a list of credit cards with low interest rates. If you are not paying your credit card balance off every month, then at the very least your should make sure your credit card is at the lowest rate possible.

Chase Freedom Credit Card

The Chase Freedom Credit Card has a 0 percent APR for the first 15 months. If you make a balance transfer, then the 0 Percent APR will apply to it also. The APR rate will range from 13.99 to 22.99 percent after the first 15 months. The APR rate is dependent on your credit score. You can also get a cash back on qualifying purchases. There is no annual fee.

Capital One Platinum Prestige Credit Card

The Capital One Platinum Prestige Credit Card has a 0 percent interest rate on balance transfers and purchases for the first 15 months. The APR after the first 15 months will be 10.9 percent, 14 percent or 18.9 percent. Your credit worthiness is one of the factors that determines the APR. Many credit card companies charge a fee for going over the limit. However, you are not charged a fee if you go over the limit on this credit card.

Chase Slate

With the Chase Slate Credit Card, a zero percent APR rate applies to both balance transfers and purchases for the first 15 months. You will not have to pay a fee if you make your balance transfer within the first 60 days of having the credit card. The fee amount for balance transfers will be three percent after 60 days.

Discover It

Discover It Credit Card has a 0 percent APR rate for the first 14 months. After that, the APR will range from 10.9 to 22 percent. There is no fee for going over the limit, and this credit card also comes with a rewards program.

Capital One Platinum

The Capital One Platinum Prestige Credit Card comes with a 0 percent APR rate, which lasts until May 2016. The APR rate will range from 10.6 to 18.9 percent after that. Users are not charged a foreign transaction fee for purchases that are made outside of the United. That is why this credit card is a great choice if you travel abroad. There is a three percent charge for balance transfers.

Barclay Ring MasterCard

Unlike many other major credit cards, the Barclay Ring MasterCard does not have an introductory APR. People will pay a flat APR of eight percent. This is a much lower interest rate than many other credit cards. People are also not required to pay a fee for balance transfers.

Citi Diamond Preferred

The Citi Diamond Preferred Credit Card comes with a 0 percent APR rate, which lasts for 18 months. The APR rate after the 18-month period can range from 11.99 to 21.99 percent. The fee for balance transfers is three percent. People are not charged a fee for going over the credit limit.

U.S. Bank Visa Platinum

The U.S. Bank Visa Platinum Credit Card has a 0 percent APR rate for the first 12 billing cycles. The APR rate ranges from 9.99 to 23.99 percent after the introductory rate. There are no fees for going over the limit. The balance transfer fee is three percent.

Bank Americard Better Balance Rewards

The Bank Americard Better Balance Rewards Credit Card has a 0 percent APR for the first 12 months. After the first 12 months, the APR rate will range from 11.99 to 21.99 percent. There is a three percent fee for balance transfer. People who pay their bill on time and make more than the minimum payment can earn rewards.

Penfed Promise Visa

The Penfed Promise Visa Credit Card does not have a balance transfer fee. There is a 7.49 percent introductory APR rate for the first 36 months. The APR rate will be 9.99 percent after the 36 month period, but it will vary with the prime rate. Unlike most of other credit cards, people are not charged a fee for paying their bill late. They are also not charge a fee for going over the credit limit. Additionally, people will not be charged a fee for cash advances.

Sodexo History Milestones

1966
Pierre Bellon launches Sodexhoin Marseille, founded on the Bellon family’s experience of more than 60 years in maritime catering for luxury liners and cruise ships. Operations initially serve staff restaurants, schools and hospitals.
Pierre Bellon
1968
Operations commence in the Parisarea.
Paris 1968
1971-78
International expansion begins with a contract in Belgium. Development of the Remote Site Managementbusiness, first in Africa, then in the Middle East. Start of Sodexho’sService Voucher business.
Remote Site Management in the Middle East
1983
Initial public offering of Sodexho shares on the Paris Stock Exchange.
La Bourse de Paris - The Paris Stock Exchange
1985-1993
Sodexho establishes activities in the Americas, Japan, South Africa and Russia, and reinforces its presence in the rest of Central Europe.
Japan
1995
Sodexho becomes the world market leader in food service thanks to alliances with Gardner Merchant in the UK and Partena in Sweden.
International school meals
1997
The group’s holding company changes its name to Sodexho.Sodexho joins forces withUniversal Ogden Services, the leading remote site service provider in the United States.
Remote Site Management on offshore oil rigs
1998
Sodexho shares are accepted into the Paris Stock Exchange.Founding of Sodexho Marriott Services, with Sodexho holding 48.4% of the outstanding shares. The new company is the North American market leader for food and management services.
North America market leader
2000
Albert George is appointed Chief Operating Officer of Sodexho.Sodexho and Universal Servicesmerge to form Universal Sodexho, becoming the leader in remote site management.
Pierre Bellon and Albert George
2001
Sogeres (France) and Wood Dining Services (USA) join Sodexho.Sodexho acquires 53% of the share capital of Sodexho Marriott Services, which changes its name to Sodexho Inc.
Railway dining services
2002
On 3rd April 2002, Sodexho shares are listed on the New York Stock Exchange.
New York Stock Exchange
2003
Jean-Michel Dhenain and Michel Landel are appointed Group Chief Operating Officers, succeeding Albert George.
Jean-Michel Dhenain and Michel Landel
2004
The succession plan for Pierre Bellon is put into place.The Board of Directors announces that effective on 1st September 2005, the Chairman of the Board and the Chief Executive Officer will become separate functions.
Pierre Bellon in 2004
2005
On 1st September 2005, Michel Landel becomes Chief Executive Officer and Pierre Belloncontinues as Chairman of the Board.
Michel Landel
2006
Sodexho, the world leader in Food and Facilities Management Services, turned 40 in 2006.This important milestone provided an opportunity to look back on four decades of extraordinary growth, which have transformed a small family business, founded in Marseille, into a global market leader.
Pierre Bellon book
2008
In 2008, the Group has changed its name from Sodexho Alliance to “Sodexo”. The Group also is rejuvenating its virtual identity including a simpler, more modern design of its logo.
Logo Sodexo